Pension Plans

Guaranteed income for a stress free retirement

After perfectly securing the lives of your loved ones, it’s time to think about your own future and financial security. LIC’s pension or retirement plans are ideal for those who are looking for reliable retirement schemes and wish to enjoy their golden years stress-free—without worrying about monthly expenses or relying on others for financial support.

LIC offers simple and trustworthy options for people who are nearing retirement or even just starting to plan ahead. These plans can make a big difference in the future. By investing a small amount now, you can receive a steady income when you need it most. The best part is that it’s not complicated—LIC has been a trusted name for decades when it comes to life and retirement planning in India. As a reliable LIC retirement policy advisor in Raipur, we guide you in making informed decisions for a financially independent future.

plan type

Pension +Retirement income

term duration

10 to 40 years depending on plan

return type

Regular pension + optional bonus

who can apply ?

Salaried, self-employed ,senior citizens, early retirement planners

Explore our pension plans

jeevanshanti plan

Jeevan Shanti policy of LIC is a one-time payable plan where the policyholder pays a single premium and then decides whether they want to start receiving the pension immediately or after some time, depending on their future needs, situation, and retirement plans. It is customizable, completely safe, and highly trustworthy—especially beneficial if you want to ensure your spouse is also covered, so both of you can enjoy a stress-free retirement. As a trusted LIC retirement policy advisor in Raipur, we help you choose the right plan to secure a peaceful and financially stable future.

jeevan akshay Vii

Jeevan Akshay VII policy of LIC is a simple, dependable, and smart choice if you are stepping into the post-retirement phase. This plan offers a range of pension options—monthly, quarterly, half-yearly, or yearly—based on your convenience. It’s perfect for those who want to start receiving their pension immediately, without any waiting period. Whether it’s just for you or for both you and your spouse, the plan ensures financial safety during your retirement years. As a trusted LIC retirement  policy advisor in Raipur, we help you understand your options and choose the plan that fits your future goals best.

smart pension

The Smart Pension Plan of LIC is a modern take on retirement planning, designed like a future fund that grows over time. This plan is directly linked to the share market and is ideal for individuals who want their retirement to be comfortable, not complicated. Whether you choose to withdraw a large amount at once or prefer to enjoy a steady monthly income, this flexible, goal-oriented, and smart plan by LIC fits your lifestyle. As an experienced LIC retirement  policy advisor in Raipur, we help you navigate such market-linked options to ensure a secure and rewarding retirement.

KEY BENEFITS

Regular income after retirement

Retirement plans of LIC helps  you get pension benefits at a regular interval of time. It’s like receiving money every month like your won salary, even when you are not working any more.

pension choosing choice

LIC offers a range of retirement plans that allows you to choose how you want your pension, whether you want it to start immediately or after some times.

GUaranteed payouts

A Government owned company LIC offers variety of policies with utter trust, clarity and dependable , which is a big relief when you are planning for your future

One-time premium option

The plans offer single premium options it it that means it is one time payable scheme and getting returns immediately or a little later.

Joint life
option

Pension plan of LIC Offers you to include your spouse in the plan too, if something happens to you they will still keep getting the pension. 

No market
risk

Few plans under this category are directly linked with share market but are not linked to share market ups and down. That allows it to grow safely. 

we will guide you the best suitable plan according to your need.

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